Medicare is an essential insurance plan to have to save on your healthcare costs. With this policy, you and your family can enjoy financial security even when the difficult times come. However, before you can obtain any of the insurance policies offered by Medicare, you need to qualify for it. Your qualification determines what you can avail and how much premium you have to pay.
Know that you won’t be able to qualify for Medicare insurance services in North Carolina if you are:
- Not 65 Years Old or Older.
You need to be at least 65 years old to qualify for Medicare. During enrollment, you can choose to have Medicare Part A (for hospital care) or Medicare Part B (for medical care). If you want coverage that provides for both Part A and Part B, consider Medicare Advantage.
- Not 65 Years with Certain Disabilities.
If you are under 65 years old but are living with disabilities such as Alzheimer’s disease, dementia, and the likes, then you don’t have to wait for your 65th birthday to qualify. If you have already received your Social Security Disability benefits for 24 months, you are automatically enrolled in Medicare.
- Not at Any Age with End-Stage Renal Disease.
End-Stage Renal Disease (ESRD) is a medical condition where the kidneys stop functioning permanently, requiring the individual to undergo a kidney transplant or long-term dialysis. Regardless of age, if you have ESRD, you will automatically be qualified for Medicare.
Exemplar Insurance Associates, together with trustworthy national insurance associates in High Point, North Carolina, encourages you to look into Medicare, its policies, and its coverage to get the most out of your money. Give us a call if you need assistance.